As always, the information in this post is from one traveller to another. We aren't travel insurance agents. We have spent years abroad and have gotten to know the ins and outs of the industry, but if you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, always consult your insurance policy since that is the legal document to which you are agreeing.

In this Cover-More travel insurance review, we take a look at the company, and give you the good and the bad.

Cover-More has provided travel insurance to Australians for 30 years, with more than 2.2 million travelers using the company’s travel insurance in 2015.

Their customer operations are based in Australia, and they don’t outsource their emergency assistance. Cover-More travel insurance is underwritten by the Munich Re Group.

Cover-More Travel Insurance review

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.

Advantages/The Good

Cover-More travel insurance policies automatically cover some existing medical conditions for free

You can get a refund within 15 days of purchase, as long as you haven’t left on your trip.

They do offer some pregnancy cover, but make sure you check your specific policy carefully to make sure you’re covered as there are specific limits on how far along you are, and other things.

You can make a claim online with Cover-More, which honestly surprised us, as the website has the feel of an older, less progressive site.

Cover-More Travel Insurance review: Disadvantages

The Cover-More website has the feel (and wording) of a more old-fashioned, corporate website. There’s a lot of information on there, which can make it seem… a bit overwhelming.

The name’s slightly confusing. We’ve seen it spelled Cover More and Covermore, but the correct spelling is Cover-More, with a dash.

For luggage cover, policies have specific item limits that apply to any type of luggage claim. This means that even if you have $15,000 in luggage cover, each individual, pair or set of items (such as a set of golf clubs vs. each individual club) has have a limit on their cover.

How to Get a Quote

You can get a quote for Cover-More travel insurance for Australians online on the Cover-More website or through the graphic below.

Cover-More Travel Insurance review

Looking for something else?

Check out our reviews for 1Cover travel insurance, Fast CoverWorld Nomads, World Escapade or Travel Insurance Direct, or our reviews for ski, student, expatdomestic travel and cruise travel insurance for Australians.