As always, the information in this post is from one traveller to another. We aren't travel insurance agents. We have spent years abroad and have gotten to know the ins and outs of the industry, but if you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, always consult your insurance policy since that is the legal document to which you are agreeing.

To help cover costs of running this site, we use some affiliate links, and run some advertisements. We earn a small fee when visitors click these links and make a purchase.

These fees help keep Australia Travel Insurance Review up and running, and cover the costs of keeping this site active.

While we do have some affiliate links and ads, we do not earn any fees from many links on this site.

We always ask ”Is this going to be help people reading our site?”. If an ad or link isn’t useful to our readers, we won’t use it.

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.

Legal Stuff

The information and content of this site is for general informational and education purposes only. It is not intended to provide insurance, legal, financial, tax or any other professional advice or services. You should consult a qualified professional adviser or insurance agent before making any decision relating to the information contained in this site.

While we try to ensure the accuracy of the information we provide, some errors may occur.  You should consult a qualified professional insurance agent, and review your travel insurance policy, before making any decisions related to the information contained in this site.

About Using This Website

By using this website you are accepting all the terms of this disclaimer notice. If you do not agree with anything in this notice you should not use this website.

Credit

This document was created using a Contractology template available at http://www.freenetlaw.com.  Website Disclaimer by SEQ Legal LLP is licensed under a Creative Commons Attribution 2.0 UK: England & Wales License. Based on a work at www.freenetlaw.com.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. Australia Travel Insurance Review makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Australia Travel Insurance Review does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  [If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]

Limitations of liability

Australia Travel Insurance Review will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • [to the extent that the website is provided free-of-charge, for any direct loss;]
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Australia Travel Insurance Review has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Australia Travel Insurance Review liability in respect of any:

  • death or personal injury caused by Australia Travel Insurance Review negligence;
  • fraud or fraudulent misrepresentation on the part of Australia Travel Insurance Review; or
  • matter which it would be illegal or unlawful for Australia Travel Insurance Review to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

[You accept that, as a limited liability entity, Australia Travel Insurance Review has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Australia Travel Insurance Review officers or employees in respect of any losses you suffer in connection with the website.] [Without prejudice to the foregoing paragraph,] you agree that the limitations of warranties and liability set out in this website disclaimer will protect Australia Travel Insurance Review’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Australia Travel Insurance Review.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.