As always, the information in this post is from one traveller to another. We aren't travel insurance agents. We have spent years abroad and have gotten to know the ins and outs of the industry, but if you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, always consult your insurance policy since that is the legal document to which you are agreeing.

Whether you’re planning a road trip across the Outback, a family trip to Bali, or even a year long break with the family, family travel insurance is a must.

Luckily, we think that family travel insurance is one of the best values out there in the travel insurance industry. Most Australian travel insurance companies will cover dependents at no extra cost if travelling with a parent or guardian.

Want to have an idea of what family travel insurance costs? We got prices for travel insurance policies for a family (a 35 year old couple and two kids) on a family trip to Bali for a week.

Tip: If you travel a lot, you may save money by buying annual family travel insurance.

Travel Insurance Direct

The Travel Insurance Direct family policy came in at $124, and included:

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.
  • unlimited overseas medical insurance
  • unlimited cancellation
  • $24,000 AUD luggage and personal effects

You can get a quote from Travel Insurance Direct on their website and check out our review here.

Cover-More

Cover-More has been in operation for 30 years and they provided travel insurance to more than 2.2 million travellers in 2015.

We got a quote for $120.00 with unlimited medical insurance and $6,000 in luggage insurance (a medical only plan was $96). Adding $10,000 cancellation cost $88, bringing the cost t0 $208. For $208, our Cover-More policy included:

  • $6,000 in luggage insurance
  • $10,000 cancellation
  • unlimited overseas medical insurance

You can get a quote on the Cover-More website, or click on the image below.

Fast Cover Travel Insurance for Australians

Fast Cover Travel Insurance offers travel insurance for Australian families. Dependants under 21 travel free of additional charge (dependants have to be your own children or grandchildren and under the age of 21).

Our quote was $65.60 for a medical-only quote, which offered:

  • unlimited emergency medical insurance
  • no cancellation insurance
  • no luggage and no rental vehicle excess cover

We we also were quoted $89.80 for a standard plan with Fast Cover, which offered:

  • unlimited emergency medical insurance
  • unlimited cancellation insurance
  • $5,000 luggage and no rental vehicle excess cover

There was also a $116.80 comprehensive plan, which offered

  • unlimited emergency medical insurance
  • unlimited cancellation insurance
  • $7,500 luggage
  • travel delays and missed connections

You can get a quote on the Fast Cover website or click on the graphic below to visit the Fast Cover website.

1Cover Travel Insurance for Australians

1Cover Travel Insurance is one of the most popular travel insurance companies in Australia.

The price was $83.90 for the Basics and $123.70 for the Comprehensive.

The Basics plan includes:

  • unlimited medical insurance
  • no trip cancellation
  • no luggage insurance

The Comprehensive plan includes:

  • unlimited medical insurance
  • unlimited trip cancellation
  • $10,000 in luggage and personal effects

There’s also an annual travel insurance plan for $419.00, which includes unlimited overseas medical insurance, unlimited trip cancellation, and 10,000 luggage and personal effects cover.

You can get a quote for 1Cover family travel insurance on the 1Cover website. You can read our review of 1Cover Travel Insurance here.

World Nomads Family Travel Insurance

World Nomads is best known for insuring young, adventurous backpackers, but they were also one of the most affordable plans for family travel insurance.

Want to learn more? Check out our review of World Nomads, which also has some tips on World Nomads discounts and coupons.

Tip! If you’ve left on your trip and forgotten to buy insurance, Worlds Nomads is one of the only companies we’re aware of (other than 1Cover) that will let you buy travel insurance after you’ve left Australia.

The price was $140 for the Standard Plan and $171 for the Explorer Plan.

Standard Plan – $140 includes:

  • 10 million overseas medical insurance
  • $7,000 cancellation
  • $4,000 baggage and personal effects

Explorer Plan – $171 includes:

  • unlimited overseas medical insurance
  • unlimited trip cancellation
  • $20,000 luggage and personal effects

You can add extra coverage for expensive personal items (like a laptop or camera), and add cover for adventure sports, work, study and volunteer activities.

How to Get a Quote

You can get a quote from World Nomads on their site, or just use the form below to get a quote directly from World Nomads.

Columbus Direct Family Travel Insurance

Columbus Direct Australia offers two plans:

  • The Single Trip STANDARD ($115) has $12.5 million in medical insurance, 10,000 trip cancellation and $6,000 for personal baggage.
  • The Single Trip PREMIER ($127) offers $20 million in medical insurance, 15,000 trip cancellation and $7,500 for personal baggage.

Columbus Direct also has an annual family travel insurance policy (with worldwide travel excluding the USA and Canada) for $418 AUD that includes unlimited medical insurance, 10,000 trip cancellation and $6,000 for personal baggage, with unlimited trips/year with a maximum duration of 60 days each.

You can get a Columbus Direct quote online.

Other Companies

We’re working on getting more information on these, but here’s a short list of other companies to check for travel insurance for Australian families.

  • InsureandGo
  • Worldcare
  • iTrek
  • Travel Insuranz
  • DUInsure
  • Go Insurance
  • Southern Cross Travel Insurance
  • iTrek
  • Travel Insuranz

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully and visit the travel insurance company website or talk to your travel insurance agent for specific, up-to-date quotes and policy information.