As always, the information in this post is from one traveller to another. We aren't travel insurance agents. We have spent years abroad and have gotten to know the ins and outs of the industry, but if you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, always consult your insurance policy since that is the legal document to which you are agreeing.
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Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.