If you’re considering a year-long road trip across Australia (like these awesome family bloggers), or just flying across Oz to visit family, you might want to consider domestic travel insurance.
While Medicare offers medical coverage for Australian residents, domestic travel insurance can cover you for rental car excess insurance, cancelled flight costs or cancelled hotel reservations, theft or loss of luggage and personal items, lost deposits and more.
Tip: Domestic Australian travel insurance plans typically don’t offer any medical travel insurance.
Domestic Travel Insurance in Australia
To give you an idea of the costs for domestic travel insurance, we got some prices for domestic travel insurance for a single Australian, age 30, travelling within Australia for two weeks.
Travel Insurance Direct (TID) Australia
Travel Insurance Direct Australia is one of Australia’s most popular travel insurance companies. Their 68.00 AUD quote for domestic travel insurance in Australia included:
- $10,000 trip cancellation
- $4,000 baggage
- $4,000 rental vehicle excess (for an extra charge)
Cover-More has been in operation for 30 years. The company provided travel insurance to more than 2.2 million travellers in 2015. Cover-More is a big name in Australia, with approximately 40% market share of the travel insurance business in Oz.
They quoted us $77 for domestic insurance in Australia, which included:
- Rental car insurance excess $4,000
- Travel delay $750
- We could add $150 domestic cancellation for $30 in additional premium
You can get a quote on the Cover-More website.
Fast Cover Travel Insurance
Fast Cover Travel Insurance offers domestic travel insurance to Australian residents or 457 visa holders who are eligible for Medicare and are planning to travel in Australia.
Our quote was $55.60, which offered:
- unlimited cancellation
- $7,500 luggage
- $5,000 rental vehicle insurance excess
You can get a quote on the Fast Cover website.
1Cover Travel Insurance is an Australian-based company. The gave us a quote for $58.85, which included:
- unlimited trip cancellation
- $15,000 luggage and personal effects
- $5,000 rental vehicle excess
Read our 1Cover Australia review.
Downunder Travel Insurance
Downunder Travel Insurance (also called DUinsure) quoted us $52.72 AUD, which included:
- $10,000 trip cancellation
- $5,000 luggage and personal effects
The Columbus Direct plan quoted us $44 for:
- $5,000 trip cancellation
- $2,500 baggage
Columbus Direct also offered a $48 Premier plan, which offered $7,500 trip cancellation and $3,500 baggage.
You can get a quote on the Columbus Direct website.
We’re working on getting more information on each company, but here’s a short list of other travel insurance providers to check for student travel insurance for Australians.
- Southern Cross Travel Insurance
- Travel Insuranz
- Go Insurance
Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully and visit the travel insurance company website or talk to your travel insurance agent for specific, up-to-date quotes and policy information.