Your Guide to Comprehensive Travel Insurance in Australia

Comprehensive travel insurance policies usually offer cover for :

• emergency medical assistance
• lost luggage
• travel delays
• travel documents
• and more!

However, different comprehensive insurance policies offer different amounts for coverage, and they even differ in exactly what’s covered, so it’s well worth looking at several different policies.

We’ve gotten a comprehensive quote for several comprehensive travel insurance plans that offer cover for Australians. Here’s what we found.

All quotes are for 50 year old resident of Australia for a two week trip to Bali. Just a note – because policies and coverage can change without warning, make sure you check your own, individual policy!

Travel Insurance Direct (TID) is Australian owned and operated. You can check out our review of them here.

Cost for the TID comprehensive policy: $73.00 AUD, and includes:

• unlimited emergency medical
• unlimited trip cancellation
• $12,000 baggage insurance

You can get a quote on the Travel Insurance Direct website.

Cover-More’s premium policy cost $103.00, and included:

• unlimited emergency medical
• $6,000 luggage and travel documents
• adding an additional $10,000 in trip cancellation cost $103

You can get a quote on the Cover-More website, or click the image below.

Fast Cover Travel Insurance offers travel insurance for Australians seniors, and will give you a travel insurance quote if you’re in your 60’s, 70’s, 80’s or even your 90’s.
They also automatically cover 44 pre-existing medical conditions.

Our quote was $32.80 for a medical-only quote, which offered:

• unlimited emergency medical insurance
• no cancellation insurance
• no luggage and no rental vehicle excess cover

We we also were quoted $44.90 for a standard plan with Fast Cover, which offered:

• unlimited emergency medical insurance
• unlimited cancellation insurance
• $5,000 luggage and no rental vehicle excess cover

There was also a $58.40 comprehensive plan, which offered

• unlimited emergency medical insurance
• unlimited cancellation insurance
• $7,500 luggage and other coverages

You can get a quote on the Fast Cover website or click on the graphic below to visit the Fast Cover website.

1Cover Travel Insurance is an Australian-based company. You can learn more in our 1Cover Review.

The 1Cover Comprehensive plan came in at $60.10 AUD, and included:

• unlimited emergency medical insurance
• unlimited trip cancellation
• $15,000 baggage insurance

You can get a quote on the 1Cover website.

Worldcare travel insurance is locally owned and operated with policies are underwritten by underwritten by Allianz Australia Insurance Ltd. Their 24-hour contact centre is based at Toowong in Brisbane.

The Worldcare Comprehensive plan we were quoted was $49 and included:

• unlimited emergency medical
• unlimited trip cancellation
• $12,000 luggage

Columbus Direct travel insurance is available in 45 countries and has covered over 15 million travellers worldwide.

Comprehensive plan cost: $74

Includes:

• $17.5 million emergency medical
• $15,000 trip cancellation insurance
• $7,500 personal baggage
• $4,000 in rental vehicle excess

You can get a quote from the Columbus Direct website.

World Nomads is one of the most well known travel insurance companies in the world, best known for insuring backpackers and students on gap year adventures. You can find out more in our World Nomads review.

World Nomads is almost always one of the cheaper policies in our searches, but in this case their comprehensive insurance was one of the most expensive.

The Standard Plan Cost: $74.50 AUD included:

• $5 million emergency medical
• $3,500 cancellation
• $2,000 baggage and personal effects
• no rental vehicle excess