skip to Main Content
As always, the information in this post is from one traveller to another. We aren't travel insurance agents. We have spent years abroad and have gotten to know the ins and outs of the industry, but if you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, always consult your insurance policy since that is the legal document to which you are agreeing.

Travel insurance can be complex, but seniors travel insurance for Australians can be especially complicated. Whether you’re looking for  over 50s insurance, or travel insurance for over 80s, travel insurance companies can make getting insurance a bit of a hassle for Australian seniors.

In general, travel insurance companies charge more for senior travel insurance. That’s the bad news.

The good news is that we’ve found out we’ve taken a careful look at the policies and plans for travel insurance for seniors in Australia.

Tip: If you’re going on a cruise, check out our review of cruise travel insurance.

In this review, we decided to tackle the problem by getting quotes for travel insurance for a couple of Australian seniors. We’ll tell you which plans we were quoted that were the cheapest, and which offered the most coverage.

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.

Need to know

Finding a policy that will cover a pre-existing condition like diabetes or high blood pressure can be a real pain. Make sure you check your individual policy ensure you’re covered for any medical conditions.

For this review, we compared rates for a two week vacation to Bali for an Aussie couple who are aged 71 and 72, with no pre-existing conditions.

Just a note: Because policies and prices can change without notice, the policy you’re quoted may be different. Make sure you check your specific policy!

All prices are in Australian dollars.

Are you age 69 or under? You may have more options for travel insurance

Almost all travel insurance policies cover Australians who are under 50 or 60 years of age, but you do start running into fewer companies that will provide travel insurance when you hit 70. Some even don’t offer over 50s insurance!

World Nomads Australia

World Nomads is one company that only offers seniors insurance if you’re age 69 or under. Based out of Australia, World Nomads is big with the backpacker and gap year crowd.

Unfortunately, our sample couple at 71 and 72 couldn’t be insured with World Nomads, but we did get a quote for a couple aged 67 and 68 for two weeks in Bali.

World Nomads Standard Plan was $177.00 AUD for a couple aged 67 and 68, including 10 million in overseas medical costs, trip cancellation and baggage insurance. They also offer an Explorer plan for with higher coverage limits.

Want to learn more? Check out our review of World Nomads.

How to Get a Quote

You can get a quote from World Nomads online, or just use the form below to get a quote directly from World Nomads.

Travel Insurance Direct Australia

Travel Insurance Direct Australia is one of Australia’s bigger travel insurance companies.

Their policy automatically included 40 Pre-existing Medical Conditions at no extra cost.

The policy cost $288.00 AUD and included:

  • unlimited medical insurance
  • unlimited trip cancellation
  • $24,000 luggage insurance
  • $4,000 rental car excess

You can get a quote on the Travel Insurance Direct website.

World Escapade insurance for Seniors in Australia

World Escapade is a worldwide company that offers insurance to Australian seniors under age 64. Check out our review of World Escapade here.

Important: World Escapade prices are quoted in USD not Australian dollars!

The Medical Single trip policy cost $132 USD (which converted to $176.58 AUD at the time of writing). The World Escapade single trip policy included:

  • unlimited emergency medical insurance
  • sports activities including winter sports (conditions apply; always read your PDS)
  • no baggage
  • no trip cancellation

How to get a World Escapade Quote

Just go to the World Escapade website to get a free quote.

Seniors Travel Insurance for Australians over 70

Cover-More seniors travel insurance

Cover-More offers travel insurance plans for Australian seniors up to 84 years old.

Our quote for our Australian couple going on a two week vacation to Bali (ages 71 and 72) came to $250.00 with Cover-More for unlimited overseas medical and dental.

Premium insurance came to 312.00, and included:

  • unlimited overseas emergency medical and dental insurance
  • $6,000 luggage and travel documents
  • no trip cancellation

You can get a quote on the Cover-More website or by clicking on the Cover-More image below.

Fast Cover Travel Insurance

Fast Cover Travel Insurance  offers travel insurance for Australians seniors, and will give you a travel insurance quote if you’re in your 60’s, 70’s, 80’s or even your 90’s.
They also automatically cover 44 pre-existing medical conditions.

Our quote for our Australian couple on a two week holiday to Bali was $119.30 for a medical-only quote, which offered:

  • unlimited emergency medical insurance
  • no cancellation insurance
  • no luggage and no rental vehicle excess cover

The Fast Cover Standard quote we got was 186.90, and it offered:

  • unlimited emergency medical insurance
  • unlimited cancellation insurance
  • $5,000 luggage and no rental vehicle excess cover

We also got a quote for a comprehensive plan for $237.30, which offered unlimited emergency medical insurance, unlimited cancellation insurance, $7,500 baggage insurance and other benefits.

You can get a quote on the Fast Cover website .

1Cover Travel Insurance

1Cover Travel Insurance is one of Australia’s biggest travel insurance companies. You can read more about them on our 1Cover Travel Insurance Review.

If you’re over 80 years of age, you’ll need to submit a Medical Declaration Form.

Our quote for our Australian couple going on a two week vacation to Bali (ages 71 and 72, with no pre-existing conditions) came out to 177.90. The 177.90 AUD Basics plan included:

  • unlimited emergency medical insurance
  • unlimited Cancellation Fees & Lost Deposits insurance
  • no luggage
  • no rental vehicle excess cover

1Cover also offered a comprehensive plan for 242.73 AUD, with unlimited emergency medical, unlimited cancellation, $5,000 rental vehicle excess, and $5,000 luggage cover.

How to get a 1Cover quote

Just go to the 1Cover Travel Insurance website to get a quote.

Downunder Travel Insurance

Downunder Travel Insurance (DUinsure) came in with the Plan A – Comprehensive International, which cost $267.94.


  • unlimited medical insurance
  • $10,000 trip cancellation
  • $5,000 baggage

Get a quote on the Downunder Travel Insurance website.

Other Companies

We’re working on getting more information on these, but here’s a short list of other companies to check for a comprehensive travel insurance quote.

  • Allianz
  • Compass Travel Insurance
  • InsureandGo
  • iTrek
  • Travel Insuranz
  • Go Insurance
  • Southern Cross Travel Insurance
  • iTrek
  • Travel Insuranz

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy or travel insurance Product Disclosure Statement (PDS) carefully and visit the travel insurance company website or talk to your travel insurance agent for specific, up-to-date quotes and policy information.

Looking for something else?

Check out our reviews for family, student, domestic travel and cruise travel insurance for Australians.

Back To Top